Terms of Use

Last updated: draft of July 24, 2026 — not yet in effect

Welcome. These terms govern your use of the Off Script Wire website and the Off Script Wire email newsletter (together, the "Site"). The Site is operated today by Off Script Wire (a publication of Ferrante LLC) ("we," "us," "our") — upon formation, that LLC will assume this agreement as the operating party. By using the Site or subscribing to the newsletter, you agree to these terms. If you don't agree, please don't use the Site.

1. What this Site is — and what it isn't

Off Script Wire is an independent news and information publication covering business, money, and markets for a general audience, on a regular schedule.

Please read this part carefully, because it's the heart of the deal:

Nothing on this Site is individualized investment, financial, legal, or tax advice. We publish the same content to every reader. We do not know your financial situation, objectives, or risk tolerance, and nothing we publish is tailored to them.
Nothing on this Site is a recommendation that you personally buy, sell, or hold any security or other asset. When we write about a company, a market, or an asset, we are explaining what is happening — not telling you what to do.
Nothing on this Site is an offer or solicitation to buy or sell any security or other financial instrument, or to invest in any fund or account.
Market data is delayed and for information only. Any quotes or market figures on the Site come from third-party sources on a delayed basis. They can be delayed further, interrupted, or wrong, are not a live trading feed, and must not be relied on to time or price a trade. Any watchlist you save lives only in your browser — see our Privacy Policy.
No professional relationship is formed by reading this Site or subscribing to the newsletter. We are a publisher. Reading our work does not make us your fiduciary, and does not create any duty on our part to you or your money.
We answer no personal questions about your finances. If you write in asking "what should I do with my money," we will decline — that's a feature of what we are, not rudeness. For decisions about your own money, consult a qualified professional.

Investing carries risk. Before acting on anything you read anywhere — including here — read our Disclosures page, which is incorporated into these terms.

2. Intellectual property

Everything we publish on the Site — articles, research write-ups, charts, graphics, code excerpts, and the newsletter itself — is owned by Off Script Wire (a publication of Ferrante LLC) or used with permission, and is protected by copyright and other intellectual-property laws.

You may:

Read, link to, and share links to our content freely.
Quote brief excerpts with attribution and a link back.

You may not, without our written permission:

Republish, scrape, or systematically copy our content (including for training datasets).
Sell, sublicense, or redistribute our content or newsletter issues.
Use our name, the Off Script Wire brand, or our logos to imply endorsement.

3. Acceptable use

Don't misuse the Site. Specifically, you agree not to:

Attempt to breach, probe, or circumvent security measures (including the signup bot-check).
Use bots or automation to submit forms, harvest content, or overload the Site.
Sign up email addresses that aren't yours.
Use the Site for anything unlawful, or to infringe anyone else's rights.

We may suspend or terminate access (including unsubscribing an address) for violations.

4. Third-party links and content

We link out to data sources, papers, tools, and other sites we find useful. We don't control them, don't endorse everything on them, and aren't responsible for their content, accuracy, or privacy practices.

5. No warranty

The Site and everything on it are provided "as is" and "as available," without warranties of any kind, express or implied — including, without limitation, warranties of accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, and non-infringement. Markets change fast; published research and data can be wrong, stale, or incomplete. We work hard to be honest and careful, but we do not warrant that any content is error-free, and we may correct, update, or remove content at any time without notice.

6. Limitation of liability

To the fullest extent permitted by law:

We are not liable for any trading or investment losses or other decisions you make in reliance on Site content. Your decisions, your capital, your responsibility.
We are not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits, arising from your use of (or inability to use) the Site.
If we are found liable for anything despite the above, our total aggregate liability is capped at one hundred U.S. dollars ($100) or the amount you paid us to use the Site in the past twelve months, whichever is greater. (The newsletter is free, so that amount is $100.)

Note for counsel: some jurisdictions limit how far warranty disclaimers and liability caps can go, especially for consumers — review this section's enforceability and adjust wording.

7. Indemnification

If your violation of these terms causes a third party to bring a claim against us, you agree to indemnify us for the resulting losses and reasonable costs.

Note for counsel: confirm the indemnification scope is appropriate for a free publication.

8. Changes to the Site and these terms

The newsletter is free and the Site is ours to evolve: we may change, pause, or discontinue any part of it at any time. We may also update these terms; the "Last updated" date above will change when we do, and material changes will be noted on the Site or in the newsletter. Continued use after changes means you accept them.

9. Governing law and disputes

These terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-laws rules. Any dispute will be resolved in the state or federal courts located in venue to be confirmed by counsel, and you consent to their jurisdiction.

Note for counsel: choice of law is Virginia. Venue is still unconfirmed and is a separate question — a Virginia choice-of-law clause does not by itself fix venue. Advise whether an arbitration clause and/or class-action waiver is worth adding for a free publication; revisit before any paid product.

10. Miscellany

If any part of these terms is found unenforceable, the rest still stands.
These terms plus the Privacy Policy and Disclaimers are the whole agreement between you and us regarding the Site.
Our not enforcing a provision today doesn't waive our right to enforce it tomorrow.

11. Contact

Off Script Wire (a publication of Ferrante LLC)
8401 Mayland Dr #10740, Richmond, VA 23294
[email protected]

The brief itself is a lot friendlier than this page.