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Mortgage

Mortgage payment calculator

Estimate the monthly principal-and-interest payment on a fixed-rate loan, and see how much interest you'd pay over the whole term. Taxes, insurance, HOA dues, and PMI aren't included — this is the loan itself, as an illustration.

The rate on the loan itself (APR is a little higher — it folds in fees).

Estimated monthly payment

$1,798.65

Principal and interest, per month, on a 30-year fixed loan at 6%.

Loan amount
$300,000
Total interest
$347,515
Total paid over the term
$647,515

Estimate only. Principal and interest just for the loan — property tax, homeowners insurance, HOA dues, and mortgage insurance aren't included, and a real quote depends on the lender.

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This calculator is a general-information tool. It produces an illustrative estimate from the numbers you enter, assuming a constant rate and steady contributions — real results vary, and nothing here is a projection of any specific outcome.

Off Script Wire is an independent publication. Everything we publish is general information about business and markets, not individualized advice. Read the full disclosures.

Big-money decisions, explained without the jargon.