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Retirement

Retirement savings calculator

Project what your current savings plus a steady monthly contribution could grow into by the age you'd like to retire. It's a back-of-the-envelope estimate to show the shape of the curve — not a plan, and not a promise.

A common illustration figure is 6–8% before inflation; markets don’t deliver it evenly.

Projected nest egg at retirement

$1,130,650

Estimated balance at age 65 — 35 years of saving at 7% a year.

Money you put in
$230,000
Growth on top
$900,650

Estimate only, not a prediction. Assumes a constant return and steady contributions; it ignores taxes, fees, and inflation, so tomorrow's dollars won't buy what today's do.

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This calculator is a general-information tool. It produces an illustrative estimate from the numbers you enter, assuming a constant rate and steady contributions — real results vary, and nothing here is a projection of any specific outcome.

Off Script Wire is an independent publication. Everything we publish is general information about business and markets, not individualized advice. Read the full disclosures.

Retirement, taxes, and the rest — explained in five minutes.